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Pre paid funeral plans

A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As our customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service. The value of the allowance included in your plan may grow over time.There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the cost increases by nmore than the growth of the plan.

At Saints Funeral Services in St Ives, we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers*, Golden Charter has helped 900,000 people make funeral provisions** so we’re completely confident in offering their plans to you. 

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents, regardless of age or state of health. 

Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today! 

*Based on a Golden Charter analysis and independent research of the funeral plan market size as at January 2023.

**Correct at March 2023

Saints Funeral Services Ltd is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

Registered in England No. 02511598 Registered Office: One Fleet Place, London EC4M 7WS. 

Pre paid funeral plans are a great way to fix funeral directors costs at todays rates, whilst ensuring that you can take away any unnecessary stress from family members at such a difficult time. 
One thing is for sure, this is a subject that most of us avoid or do not want to discuss for obvious reasons. That said, if this is something you are considering I am sure you want to ensure that the money you invest into a funeral plan is safe. 

Should anything happen you can be guaranteed your money is secure. Golden Charter only works with local Independent Funeral Directors, such as ourselves and we can provide transparency of costs.

You have two choices. You can purchase a funeral plan through Golden Charter online or you can liaise directly with your local funeral director, such as us.
Whether you wish to attend one of our funeral homes, or for us to visit you in the comfort of your own home, we can discuss your plan in more detail. All of our plans are bespoke to your wishes and are reflected in the price. There is no need to choose a generic plan where some of the services are not what you require. You can entirely create the plan to your wishes. 

What are the benefits of taking out a Funeral Plan?

  • Planning for the future means you can take control of how you wish your funeral takes place
  • Protection from rising costs, fixing your funeral directors fees at todays rates
  • The funeral is arranged to meet your wishes
  • Paying for your funeral in advance will not burden family members financially
  • Less stress for your family at the time of need

Funeral Wishes 
You may feel that you are not in a position to take out a funeral plan at this time. Alternatively, you may want us to complete a wishes form on your behalf with no financial commitment.
We can discuss and record your wishes so that when the time comes all that is required is a phone call to us and then we will take care of everything. Payment will then be made for our services from the estate at the time of need.

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